The Ultimate Guide to Mobile Depositing is the best source for all phone bill depositing questions on the internet. This guide will include everything you'll need to know, among that being key answers such as: What mobile depositing is, how it's done, how to stay safe while mobile depositing, and most importantly; which mobile casinos offer phone bill depositing.
All these will be answered below, so give it all a read or use our contents links to skip to wherever you need to go.
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What Is Mobile Phone Depositing?
Mobile depositing effectively uses your mobile phone as if it's a credit card. Whenever you make a payment via mobile depositing, the cost is charged to your phone bill. All that's required of you is your phone number. After this you're phone is charged the amount you spend, as if you'd made a phone call of the same value.
If you're a pay as you go customer, then this means that your payment will be taken from your phone credit as if you'd made a call. As long as you have the credit available, then the payment will clear.
If you're on a mobile contract, then the cost of the payment will be added to your monthly bill, the same as if you'd made a phone call. It's that simple.
Step By Step Guide To Depositing By Mobile Phone Bill
We'll give you a quick run down of the simple steps needed to mobile deposit quickly and easily.
Step 1: Input your mobile phone number
When you wish to deposit at a mobile casino by mobile depositing, one of the first things you'll need to do is give them your phone number. In fact, that's one of the only things you'll need to do.
Step 2: Confirm Payment By SMS
Before any payment can be authorised, you'll have to respond to a text message. The text will simply ask you to confirm if you want to authorise a charge to your phone bill. It'll usually involve having to respond “Y” to confirm.
If you confirm the text, then the payment will go through. If you don't do anything, then nothing happens. You have complete control of authorising payments. Texts will usually be valid for a few hours before confirming the payment will no longer be an option.
Step 3: Mobile Payment Is Taken
As we've mentioned, your mobile payment will be
taken at different points depending on your mobile phone type. If you're a pay as you go payer, then your mobile deposit will be taken immediately.
If you're a contract payer then your payment will be charged to your direct debit at the end of the month as usual. As soon as you've authorised your mobile deposit, then your phone bill will be charged at either of these periods.
Step 4: Time To Play At Your Mobile Casino
For now, that's all you need. You've authorised the payment, so it's time to start spinning at your favourite mobile casino.
Extra Step By Step Guides
For those of you who want more information on the subject, or simply want it in a less wordy fashion, check below for our alternative step by step guides (which come with a whole host of bonus info!).
Step By Step Guide Slideshow
For an even more in depth breakdown of mobile phone bill depositing, check out the slideshow below.
Step By Step Guide Infographic
We also have an infographic that goes into detail about how mobile phone depositing works and how to do it.
Mobile Phone Depositing Service Providers
The money flows from you to the mobile network operator, then to the casino. Every transaction is handled by a payment intermediary and all this money flow is governed by Payforit, a mobile payment scheme that is set up by UK’s mobile phone operators.
We have an infographic to break down all of the numerous ways you can mobile deposit, but below we'll run through the standard players that you can expect to handle your deposits through your mobile phone bill.
Payforit – The Government Scheme That Regulates The Whole Thing
Payforit is a set of guidelines and a framework that governs all mobile phone bill payments. It defines how:
- Money is handled between mobile casinos and mobile network operators
- How customers are informed of each transaction
- The security measures that must be taken.
The Payforit scheme is not a company. It is a government regulator. Much like how Offcom is a regulator for media, Payforit is the regulator of mobile payment. It is supported by:
- All of the UK’s mobile network operators (Vodafone, O2, Three, EE e.t.c.)
- Three regulatory organisations:
- AIME (an industry trade association)
- Ofcom (independent regulator for UK communications industry)
- PhonepayPlus (organizations that regulate phone-paid services in the UK)
Payforit is a simple way to purchase online digital content and services like videos and games. Besides mobile casinos, you can use Payforit at Samsung Fun Club, Sony Ericsson Fun & Downloads, Gameloft, EA Mobile Games, ITV Mobile; among many others.
Customers can buy things as a one-off transaction or on a recurring subscriptions basis. It is designed for small microtransactions, with the current limit at £10 per transaction. As its motto goes: Payforit is “the trusted way to pay from your mobile phone account.”
Boku – The Service Provider That Handles The Payment
Boku is one of the official Payforit intermediaries or service providers. Their job is to set up the billing engine, devise security features and user interfaces, and handle each transaction. They also guide merchants through the law, and carry out risk control audits and due diligence. You could think of Boku as the courier service of the mobile depositing world.
Boku enables mobile casinos to reach 8 million customers in over 68 countries, by setting up connections with mobile network providers across the world. In the UK, Boku has established connections with EE, Vodafone, Virgin, O2 and Hutch. This means that all the users of these networks can pay by mobile.
There are other payment intermediaries, albeit less popular among mobile casinos, such as Dialogue, Bango and Oxygen8. Boku is the big cheese, but there's plenty of others like it around. Just always double check their reputation if you don't recognize the name.
For more information on the technology behind Boku and a step-by-step guide to its payment screens, check out our Complete Guide to Boku at Mobile Casinos.
Mobile network providers – The Companies Who Handle Your Mobile Phone Bill
The mobile network provider sends the actual text messages when asked to, collects payments from customers and transfers money to the payment intermediaries. Each mobile network also monitors mobile casinos to ensure that they follow contractual conditions and the law.
Other Regulators – Organisations That Ensure Phone Bill Deposits Are Safe And Secure
PhonepayPlus is a UK non-profit organisation that regulates all phone-paid services and payments via mobile phone. PhonepayPlus is responsible for the Code of Practice that all businesses must obey, such as: outlining how prices must be communicated and how consumers’ privacy must be maintained; among other things. You can read more information on the PhonepayPlus and their regulatory status of the Payforit scheme rules.
Pros of Mobile Phone Bill Depositing
The reasons for why depositing by mobile phone are endless. But we're all busy, so here's the best reasons to mobile deposit.
Ease and convenience
You don’t have to sign-up or register for an extra account. You won't have to go to a different window to enter your Paypal, Skrill or other e-Wallet information.
You won't have to type in your 16 digit debit card number, get it wrong and then inevitably type it again. Then have to enter your expiry date, security code; before getting a new card and having to do the same again.
All you need to provide is a mobile phone number to begin mobile depositing from your phone bill. Many casinos require a contact number upon sign up, storing this number to use automatically when you go to mobile deposit. Just by entering the mobile casino, you've already done the bulk of the work.
The best argument for depositing by mobile phone is that you don't have to pass on any of your bank details to your casino. If your details are intercepted or the mobile casino is hacked, then all anyone can know is your phone number.
Every time you make a deposit, you'll have to authorise the payment by SMS. If you suddenly decide you don't want to deposit, then you can ignore it. If you receive a text to complete a payment that you didn't make, then you simply need to ignore it.
Even when someone has your details, the worst they can do is send you a text to make you aware that this has happened. From there you can contact your mobile casino or network provider to inform them of this. Without any danger to you or your money.
Privacy is important to all of us. Deposit to a mobile casino by credit card or e-Wallet and your payment can be seen as a mobile casino deposit.
Phone bill depositing hides the location of payments, since any payments taken from your direct debit at the end of the month will simply be listed as a mobile phone payment. No further information is given.
Pay as you go customers won't even have a paper trail to reveal the location of their mobile deposit. If you like keeping your private life private, then mobile depositing is a great middle man to do so.
Accessibility – Everyone can use it!
Mobile Phone depositing is available to absolutely everyone who has a mobile phone. If you're on any of the major network providers or any of the secondary budget providers; then you can mobile deposit.
It's also available on any type of mobile. You don't need a fancy smart phone to mobile deposit, just access to a network.
It's fast, simple and is convenient. If you're already gambling on your phone through a mobile casino, then why not pay through that same mobile. You can do everything from one device seamlessly.
Phone billing is limited to £30 a day for all users. This limit is set by regulating authorities such as Boku, that organize phone billing. This limit applies to all mobile deposits you make during a day, regardless of which mobile casino it's with.
Providers like Boku, will remember the total payments you've made that day and not just the individual places you've spent. Most new users are also limited to small deposits of £10, and this limit increases over time.
You can set spending limits through your network provider, so even if you overdo the daily spending limits, your network provider can act like a safety net to stop you. For the casual spinner who wants to protect themselves, this is a great way to go.
Cons of Mobile Phone Bill Depositing
Nothing's perfect. The reason mobile depositing isn't the only depositing method is because it can't satisfy everyone's needs. Here's reasons (be they very few) for why you may not want to deposit by mobile phone bill.
Low Deposit Limits
It's the double edged sword of depositing by mobile. Low deposit limits are there to protect the user. If you like that extra cushion of safety between you and spending to much, then you'll love it.
But for those who like to bet big, mobile depositing isn't the depositing method for the high rollers. Casual spinners will always benefit from betting light at their mobile casinos. But if you're the kind of person who likes to bet big or bet across a whole host of mobile casinos; you may struggle with the tighter purse strings.
Of course, you can call your network provider to increase your deposit limits, so this isn't necessarily the case if you want to take some time out to arrange that.
Slow Withdrawal Choices
Unlike all other depositing methods, mobile depositing is the one method where you can't withdraw via the same method. Bank transfers and e-Wallets allow you to deposit and withdraw back and forth between the same account.
When it comes to mobile deposits, because of the fact that your payments are deposited from your phone credit, it would make little sense to withdraw back into the same place. All you'd end up with is just a lot of phone credit to make some more calls each month; which is not what you were gambling to gain.
Withdrawing from these other methods is an option, but it would be strange to withdraw via another method, when you could just have been depositing with that method in the first place. Switching between the two, would only make mobile depositing seem all the more obsolete and remove any of the many advantages it has.
The most mobile depositing friendly withdrawal method there is, is cheque withdrawal. Cheque withdrawal is a solid withdrawal method and available at 75% of our top casinos. However, it is slow and it does involve you having to both wait for your cheque in the mail and then cashing your cheque in the bank.
It's a very antiquated way of receiving your money. If you have time to reach the bank and don't mind the wait, then mobile deposit away. But if this is an issue, then you may want to think twice about mobile phone bill depositing
8 Tips To Using Mobile Phone Bill Deposits Like A Pro
1. Always ask the casino if you’re not sure
If you’re unsure about any details or offers, contact the Casino before making a purchase.
You may have any number of questions for a casino, such as their wagering requirements or withdrawal times.
Whatever it is, ask the casino first before depositing! Most casinos have 24/7 live chat these days, so help is literally there any time. If you need extra help, then contact your mobile network provider.
2. Keep track of your activity…
The three best pieces of advice we could give you about tracking your spending is:
- Check your monthly phone bill, so that you have an idea of how much you are spending at mobile casinos.
- Stick to a budget. Mobile depositing should be treated like any other type of depositing.
- Keep on eye on your text messages. If you get a receipt for something you haven’t bought, contact your mobile network operator immediately.
3. … And your transactions
Remember, all the large mobile network operators and some budget ones, also provide an app to keep track of your account spending.
These apps update immediately and you do not have to wait for your printed phone bill at the end of each month.
Treat them like you would an online bank and check them frequently.
Here are the links to a handful of apps:
4. Change your mobile deposit limits
Mobile phone bill deposit limits are limited to £30 a day as standard. This is a reasonable amount which is enforced by all network providers and mobile depositing providers, such as Boku.
However, if you want the freedom to deposit more through your mobile phone, then this is an option. All you have to do is call your network provider and ask that they raise the deposit limit for mobile phone depositing.
Most network providers will be happy to do this, as long as you can prove your identity and authorise this. This can free up your mobile depositing and let you remove one of the few cons to the whole method.
5. Take note of welcome bonuses & offers
Many casinos will reward players who deposit a certain amount of money into a mobile casino. They may also reward you for adding a card, which mobile depositors just won't have any interest in.
Always pay attention to the type of deposit method a mobile casino is rewarding. If you don't benefit as a mobile depositor, then you probably shouldn't deposit there. There's plenty of mobile depositing friendly rewards and bonuses. Go for the mobile friendly casinos that reward your custom.
Our Own Top 5 Mobile Depositing Friendly Welcome Bonuses
6. How to block phone bill deposits
If you want to block the phone billing service, contact your mobile network provider. Ask them to disable Premium SMS on your account. The customer service representative may also use other terms like Direct Billing, Premium Rate Service (PRS) or third-party messaging; all of which refer to the same phone bill deposit service.
The customer service representative should be able to disable this service immediately, at no extra cost.
If you would like to block marketing SMSes, simply reply STOP to one of these messages. You can also contact the casino’s customer service representative and request that you are removed from their contacts list.
7. Don’t let someone else play with your phone, especially kids!
If you mobile deposit, then don't let other people play games on your phone. Your mobile phone is now a credit card. It can be convenient and secure for payments, but only if it's in the right hands e.g. yours.
All it takes is a response to an SMS to authorise mobile phone bill payments. If you want to protect yourself from accidental mobile phone depositing, then keep your phone to yourself.
8. You cannot withdraw any casino winnings via phone bill
We've already mentioned this, but remember, mobile phone bill depositing is what it says on the tin. It is a depositing method only. You cannot withdraw money back into your mobile via this method. It would simply end up as more phone credit if you did, which is why it's not an option.
Check our withdrawal guide to learn everything there is to know about alternative ways you can withdraw your mobile casino winnings.
Phone Bill Depositing via BT Landline
If you do not wish to use your mobile phone bills, this option is made for you! BT is another communications provider in the UK, mainly providing landlines, broadband and TV packages to customers. The option to deposit by BT Phone Bill is less popular among casinos, as it is only available under Boku. This option is available at Probability-powered casinos such as Elite Mobile Casino, Moobile Games and Ladylucks.
To deposit by BT Bill:
- Go to the deposit area of the mobile casino
- Select “Other Options”
- Select “Landline”
- The final steps also include verification and payment, and it is just as easy as using your mobile phone to deposit
Do take note though, payment via BT Landline takes a little longer than other mobile networks. The money can take a few hours to transfer instead of the instant mobile phone depositing.
Similar to mobile phone users on monthly contract, the charges appear in your BT bill at the end of the month. Bill payers should raise the issue with BT immediately if extra charges appear without their knowledge.
Mobile Casinos That Offer Mobile Phone Bill Depositing
Below is a list of some of the best mobile casinos which offer mobile phone bill depositing as standard. Mobile depositing is a widespread depositing method, so you should have no trouble finding your new favourite casino to deposit with.
Hundreds of great games and gamification features
Mobile depositing friendly welcome bonus of 100 Free Spins on first deposit
No cheque withdrawal option
The oldest UK mobile casino around
Mobile depositing friendly welcome bonus of £20 bonus money on sign up
Cheque Withdrawal Option
200+ games on desktop & 50+ games on mobile
£10 No-deposit welcome bonus
No cheque withdrawal option
Gives some proceedings to WWF
Small but exclusive range of slots
£5 No-deposit welcome bonus
Cheque withdrawal option
Small number of games that covers all bases
£5 no deposit welcome bonus
No cheque withdrawal option
280+ slots on desktop and 90+ on mobile
100% match on first deposit up to £200
Cheque withdrawal option
220+ games on desktop and 100+ games on mobile
100% cashback on first deposit
Cheque withdrawal option
40 slot and casino games available
100% deposit match bonus up to £200
No cheque withdrawal option but promise that the more you withdraw, the faster you withdraw
A solid, but small selection of exclusive games
£5 keep what you win welcome bonus
Cheque withdrawal option
19 slots, Blackjack & Roulette
£5 no deposit welcome bonus
Cheque withdrawal option
Droid Slot's Top 5 Best Mobile Deposit Casinos
Our Top 5 Mobile Casinos To Mobile Deposit With
Glossary of Terms
- Mobile Phone Bill Depositing – A payment method wherein the user makes payments through their mobile phone bill.
- SMS – The technical term for a text message.
- Deposit – means to pay a sum of money to the mobile casino. This money is added into your casino account for you to gamble with. For concerns about depositing options, please read this guide to depositing.
- Limit/ Credit limit/ Daily limit – The maximum amount of money that you can deposit across a period of time (daily/weekly/monthly e.t.c.). This limit is enforced by the casino or the mobile network operator.
- Mobile network operator – The company that provides your mobile services. By signing up to a mobile network provider, you’ll receive a SIM card and phone number which is controlled by them. They allow you to make calls, send texts and use data online. When signing up, customers can choose from getting a Pay As You Go plan or a monthly contract.
- Pay As You Go – The user purchases credit before using the service. You purchase credit before using your mobile services. This can be done online, in store or over the phone.
- Phone Contract – The user agrees to pay the network operator a monthly charge for a fixed term to receive their service. Every month you’ll receive a phone bill and any additional charges will be added to that phone bill. You can pay for it using multiple ways, such as direct debit, by card, phone or internet banking, by cheque or in-person at the store.
Happy Mobile Depositing
This guide was produced by androidslots.co.uk. We strive to bring you all the latest and great news and reviews of mobile casinos and their games. But we also want you to have the best time possible when mobile gambling.
Because of this, we're always updating our huge guides, like this one, to bring you all you need to know about how to have fun and stay safe whilst mobile gambling.
Check out the rest of our site for more fun things, but if you ever need a little extra help, we've got a whole host of resources to get you through.
Thanks for reading and happy depositing!